Advice from Jay

On June 29th, 2026

Behind on Your Mortgage? What to Do Before Foreclosure Starts

If you’re behind on your mortgage payments, you are not alone – and you are not out of options. Millions of homeowners fall behind every year due to job loss, medical bills, divorce, rising insurance costs, taxes, or unexpected life events. Most people don’t miss payments because they’re irresponsible. They miss payments because life happened. ...

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On April 7th, 2026

Middle TN is still growing, BUT it is growing alot less lately.

First, yes the population of Middle TN is still growing. But the rate of growth is slowing down. That means net population growth is less than during the last 20 years of historical population growth. What that means for the housing market is that the demand is less than we have grown used to. There is still ...

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On March 26th, 2026

2026’s 7 Deadly Sins of the Real Estate Market

I am a big fan of working/trying to eliminate the 7 Deadly Sins from my life and my actions. But like most of you I am human and not perfect. So I continue to practice. Which leads me to wonder what the real estate version of these are and how we can practice avoiding these errors. So HERE WE ...

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On March 13th, 2026

What I have learned in 8 years of being a Full Time Realtor….

This July I will have 8 continuous years as a Full Time Realtor.  I have learned more about people and homes in this time than I could have imagined.  I have sold beautiful mansions, ugly mansions, great land, not so pretty land, forever homes, first homes and foreclosures.     The biggest knowledge I have gained ...

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On March 4th, 2026

Why Mortgage Rates in the News are not TRUE RATES!!!

I have been hearing a lot of talk about Mortgage Rates below 6% in the past few weeks.  So, what does that mean to the Average Joe Homebuyer?  It means homes are cheaper because monthly payments are cheaper than if the average is 7%…. But just because the news says they are 6%, does that ...

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